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By day, Nina sells software, but her real estate investments have grown to become a significant part of her financial plan and also a great passion. A...
 
 
 
 

Tell me; is anyone fighting about money?

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“Love is a feeling, marriage is a contract, and relationships are work.” – Lori Gordon

My partner and I typically pick only one show per week to watch on television. A few months ago it was Big Love. This fall it’s been HBO’s Tell Me You Love Me. I guess you can peg us as the “relationship” drama types. Why we pay 100 plus dollars a month to watch one show a week is another story.

Tell Me You Love Me, noted for its realistic depiction of sex, revolves around three couples with intimacy issues. Each has their own reasons for seeking the help of a therapist, played by the lovely Jane Alexander, who happens to have issues with her husband. Go figure. There’s no such thing as the perfect partnership.

What’s unusual about the show is that money is never mentioned. Once, the fortysomething character with young kids and a mortgage complained about their therapy expense but that’s my only recollection of money being part of the story line. Isn't money still a primary cause of divorce?

BlogHer’s Maria Niles, who watches more than one show a week, posed this question:

Is it really true that income and finances are no longer a source of tension in relationships?

That being said, there are those of us who are still trying to maneuver through the delicate balance of love and money. Jory Des Jardins, one of BlogHer’s founders wrote this post long ago on The ROI of Love:

When my sister got married, her school loans became her husband’s, and--good soul--he helped her pay them off. B-friend takes the occasional gander at my credit card bill and hints that, before increasing his commitment to a legal level I might want to consider the benefits of doubling my monthly payments. He ogles expensive cars that he intends to buy once he has a well-paying job and I joke rather seriously, “Hope YOU can afford it,” meaning, “your toy, your money.” While marriage may erase the line between mine and yours, I’d prefer to consider it the point where the line stops. The debt you took on before it is still yours to pay off, and the high-expense items you want that your partner doesn’t are yours to finance as well. If you opt to shell out for something nice for your partner you do so not out of obligation but out of generous choice.

Her B-friend is now H-band. I’m sure her marriage still includes plenty of money talk. My partnership certainly does. Occasionally, it includes a fight. Sometimes it’s more about just being open and honest about our feelings and fears with money.

The blogger at It’s Just Money offered sound advice to one reader by concluding:

Despite what you hear about “statistics”, I don’t think ANY marriages end due to fights over money. I think the fights are about miscommunication, lack of responsibility, lack of discipline.

The money experts tend to agree on this issue. Liz Pulliam Weston writes that a balanced checkbook is what makes for a sexy relationship:

When it comes to finding lasting love, financial responsibility beats out hot sex, at least according to a survey commissioned by credit scoring company Fair Isaac.

Money magazine concurs with their reader survey:

Couples argue more about money than about sex, but not as much as they fight about the kids or taking out the garbage. 84% of our respondents note that money causes tension in their marriages, and 13% say they fight about money several times a month. The leading cause of dissension is disagreement about financial priorities.

Writers at HBO take note. Money is just as big of a deal as all that sex. Plus, consider this… if the writers strike drags on, I’m certain their own relationships will have newfound tensions in the plot lines. After all, the compatibility factor is more than just what happens in bed.

So BlogHer members, what about your relationships? Sex or money? Your comments are welcomed below.

---------------
Nina blogs about money at Queercents.

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jjulesss 5 pts

Not that I've ever got married or ever intend to, but I am in a live in relationship that has lasted 13 years. We are pretty close in the way we think about money, but we also talk about it. It's not about one person making sure about the other. You talk about money. My daughter is trying to get better about with each relationship she has, and at least once her efforts were totally sabotaged, but she also manages to miss out something too. Even with her current (non-relationship) house mate, they agreed simply to him paying $100 and she forgot to list out what she'd expect that to cover. And then felt she had to go round-the-mulberry-bush in order to get him to understand he needed to buy some food. Not that I expect to be able to tell my daughter what to do!!!!!!!!!!!!!!!

My partner earns less than me so I suggested that shared expenses get divided up proportionally. That seems sensible to me, but it's amazing how many people are shocked. 50/50 seems to be the go even with uneven incomes. She suggested looking carefully at the phone bill because she makes long distance calls to her mother so she pays the bulk of that. I pay a chunk of her car costs because I get so much benefit (I can't drive). And then sometimes we will pay for things for each other - I want a weekend away, I pay, or the other way round. She mostly keeps track because I get too sidetracked. By the internet. And books. etc....

For those who actually marry, that's a legal contract, you don't really own your income anymore, unless you make an alternative contract. It's family income. You'd better be talking about it. All the money should be going into a pool and expenses get paid out of it and allowances for each person, anything left over is savings to be spend on negotiated things. I mean, that also seems pretty simple to me.

Nina Smith 5 pts

And yes, knowing does prepare you! Money isn't a romantic subject but talking about it early on - whether it's during the dating process or premarital counseling - gets it out in the open. The unknown is what screws things up.

I love this story that Skye Kilaen ( http://www.blogher.com/node/18540 ) shared in her Ten Money Questions interview:

At age 21, I married someone with a very different style of money management. Basically, he did none. All the responsibility was on me to keep him from running up big credit card balances, and that was stressful. I expected him to be the breadwinner and didn’t work as much as I should have, so that was hard on him as well. There were plenty of other problems in that relationship, but constant struggles over money made everything else harder to deal with. A year and a half later, I gave up and left.

Before I married Cody last year, I made sure that we were compatible on money management. I even asked him to log into his bank account online and let me look through it. He agreed and answered all of my questions openly. I have total confidence that he won’t spend a bunch of money that we don’t have, so I don’t have to be the money cop. We have similar views on when to pay bills, how to make large purchases, and who should make the long-term plans and research investment options (me, ’cause I like it). As we’re figuring out how this impending parenthood thing will affect our budget, I know we’ll work as a team, and that’s very reassuring.

Isn't that the best test??

Nina Smith
Queercents ( http://www.queercents.com )
We're here, we're queer, and we're not going shopping without coupons.

Kat Burb 5 pts

I agree about the issue of money! When I got married, our pastor said that people fight about 3 things: Money, Sex and Money. Amen.

Glad we were prepared. Wait, does just knowing it will happen really prepare you?