Ugg Meltdown

I have a problem with spending money. It's not what you are probably thinking though. Whereas most people have a problem with spending too much money I have a problem with spending too little. How is that a problem you might wonder. Well, when buying a pair of Ugg boots (that I actually have the money for) causes me to burst into tears unexpectedly while telling Mj about them during our Cyber Date....Well, that is when it could be considered a problem.

I am very organized with my bills. I get paid once a month, pay my bills online once a month (some of which are on auto bill pay) and go to the ATM once a month. I have a set amount of money transferred automatically from my checking to my savings accounts so I don't even have to think about that. A lot of people find the one paycheck a month difficult but it's no problem at all for me. I know how to make a budget and stick to it.

I was feeling pretty footloose and fancy free when it came to my finances for a change and that felt good. I was looking forward to a few fall clothing purchases I'd been planning on. I happily bought a few shirts and everything was fine until I bought the Ugg boots. Suddenly all of my money anxiety came rushing back to me full force and I began to feel that I shouldn't buy anything at all for myself for the rest of the entire year. What made me think I could buy a pair of $140 Ugg's when I have car registration due ($300!!), an out out state trip planned, a special anniversary outing to plan and Christmas around the corner? It hits me that the only reason I've been feeling ok about money lately is only because I really haven't been spending any. Aside from the necessities like gas and groceries and food out here and there I really haven't spent too much money on myself in a while.

It's not like I buy a lot of things for myself. I don't have the most expensive taste. Well, except for my jeans which I feel are a must after years and years of wearing cheapos!! But, I know when to stop. I have my core set of designer denim that look and feel great so I won't be buying anymore for well...ever. I have one equisite expensive purse (that I never in a million years would have bought for myself); but that was courtesy of Mj (bless his heart!).

I actually got some off brand cheap Uggs last year and one of the boots actually stretched out around the leg. They didn't even make it one season. I am that person who will take a trip but not want to buy any souvenirs, partake in any activities that cost much money, or even eat at a nice restaurant while I am there. I am usually so thrilled just to be on the darn trip and I feel like I can't spend much more then what it's costing me to travel there. About 3 years ago when money was tighter then ever I actually forgot what it felt like to be in a mall.  I stopped going because it was too hard to be there knowing I couldn't buy a single thing and if I needed any clothing item at all for any reason I was only allowed to go to Target, Walmart, or Old Navy. I couldn't even take joy in window shopping. I am ok with buying a top or a pair of shoes here and there but the minute I exceed what is comfortable for me I freak out. Is this what I have to go through every time I want something special just for me that cost's more then $100 dollars?

Well, it's pretty ridiculous. I've been saving money since I was 16 years old and I have never had credit card debt beyond what I could reasonably pay off (one purchase at a time). I use a credit card for monthly expenses to get a cash back bonus but its within my budget so I can pay it off monthly. I have always done the right thing when it comes to money and finances-it just came naturally to me. So, why can't I indulge every now and then? Part of my rationale for not wanting to is that my fiscal discipline is what got me where I am in the first place and I don't want to mess it up. I am also of the belief that you can't have everything you want. If there is something I want that I don't feel I can reasonably justify on my income then I can't have it. Plain and simple. I may not like it but I can live with it because that's just how it goes. I already feel like I don't save enough although I do what I can, so that reason alone is why I shouldn't be out spending money on expensive items and outings.

I work hard. I save. I am responsible with my money. I know deep down that I deserve the opportunity to enjoy the fruits of my labor every now and then but there is always that voice in my head saying "YOU CAN'T HAVE IT!!!"

So, I am working on allowing myself to live and enjoy things because I do realize that a lifetime of denying myself this and that just because I am not rich is really not what I want for myself. I will never be a shopaholic. There is only so much money available in my budget for that but I shouldn't feel bad for using it-within my means. The tears weren't really about the Uggs. I love those cozy boots and I don't regret buying them. What upset me is the anxiety that I so often feel just from buying something that should make me happy.

I still have money coming to me for those two model gigs I did back August. I WILL get those fall items I've been looking forward to and I WILL enjoy it.

 

From my blog:  Because Everybody Has A Story

ADD A COMMENT

In order to comment on BlogHer.com, you'll need to be logged in. You'll be given the option to log in or create an account when you publish your comment. If you do not log in or create an account, your comment will not be displayed.

Recent Posts by CeceK

Menu