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What's Your Splurge?

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Last week, Cathy Horyn -- who is easily my favorite fashion writer ever -- wrote a piece for the New York Times titled "You're Choosy. So Are We." Horyn went shopping with three New York City stylists, with the goal of finding looks for women over 40. Hooray! it's about time someone shopped for those of us who can actually afford the shopping! 

Oh, except we can't, not the way these stylists are shopping. 

I like Cathy Horyn because she's down-to-earth and realistic, at least as far as fashion writers go. She is able to translate what appears on the runway into looks that actual people might wear to actual dinner parties, for example. But she's still a fashion writer, which means that she's interested in fashion rather than style. And she's certainly not constrained by any sort of budget, which is both a good thing and a bad thing.

The problem with marrying fashion and budgeting is that eventually, you run out of money, or options, or both, because you only have this one pile of money to spend. It's much more fun to imagine what you would buy if money were no object, if the only important thing in the exercise were to create pragmatic, fashionable outfits suitable for women of a Certain Age. Horyn does an outstanding job of the latter, but for most of us -- women of a Certain Age and also a Certain Income, one that has to stretch to pay tuition and student loans, rent or a mortgage, car insurance and health insurance, and maybe, if we're really lucky, dinner out every so often -- for most of us, this kind of budgetless shopping is out of our reach.

Horyn and her stylists managed to find pieces that really would work for day and night, and that were sophisticated and chic. What they were not was budget-friendly, at least not in the way most of us, in Middle America (or even the coasts) think about budgeting. "It was easy to put together age-friendly looks that were reasonably kind to the purse. In fact, except for one or two pieces, most of the things we found were under $1,500, and some, like a cute Wayne silk dress, were less than $500. We paired that dress with a Row blazer, which Leslie liked for its modern proportions. One of our favorite looks was a long Balenciaga shirtdress ($1,195) in navy silk crepe. You could wear it during the day with sandals, or dress it up with chains at night."

I'm all about the dress that can go from day to night, but I cannot imagine spending over a thousand dollars on one dress. And I suspect I'm not the only one.

I surveyed readers at my personal blog, and they agreed. Kristie said, "The idea of spending $1400 on a dress is so out of the realm of what I would ever do that I can’t even imagine it …." STL Mom agrees: "I don’t mind that some people spend $1000 on an item, but like you I am annoyed that they call it 'investment dressing.' Admit that you are rich and call it what it is: 'conspicuous consumption.'" And that's the rub, I think: There's nothing wrong with a $1,400 dress, or a pair of $500 sneakers -- each of us should buy what we can afford, and if you can afford those things, then more power to you. What is frustrating is that fashion writers pass essays like this off as Actual Solutions for What to Wear if You are 40/Returning to Work/Just Trying to Get Dressed Because it's Tuesday and You Need to Put Clothes On.

You know what I mean.

So what are we splurging on? It depends. Maggie said, "Normally a 'splurge' to me would be a $150 pair of designer jeans. But my most recent splurge? TWO NEW TIRES FOR THE LOW LOW PRICE OF $250. I know." Missy splurges on good food: "I splurge on groceries. Seriously, this is my weakness - lots of good food. I will wear that $4 clearance-rack-at-Target tank top for 2 years just so I can buy really good gorgonzola." And when you are buying clothes, you're splurging on practical pieces, things you can wear all the time. Rebecca says, "I did just splurge on a pair of black Joe’s cigarette jeans. I work in a casual office, so jeans in all

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jodik 5 pts

I love that description!  Bras are my splurge too. I also stick to European brands, because American companies make very little in my size.  European manufacturers have a much bigger selection of bras designed for women with smaller backs and larger cups.  I do keep an eye out for sales and bargains though!

http://www.squidoo.com/findabrathatfits

Clamo88 5 pts

SYesterday I splurged on three blouses.  I called them for middle-aged people which I usually don't purchse.  You know the kind button down the middle floral design, that younger women wouldn;t be caught dead in them.I was trying to dress for my age but knowing my moods sometimes I'll probably hate them, sometimes love them.

To get away from the age thing I just wear what looks good on me.

sassymonkey 6 pts moderator

Odd combination I suppose.

I don't sweat the cost of food. While we rarely eat out we eat darned good at home. Groceries and budget don't really go together in our house. We have tracked it, we know more or less how much we spend, and we enjoy our food.

Bras are absolutely the one thing I don't cheap out on. I head down to Secrets From Your Sister in Toronto and become their bestest friend of the day as I spent a small fortune on bras. I'm what I like to call "a non-standard" size and it's hard to find the right size. Even when I go through my underwear drawer I will find at least 5 different letter combinations on my bras. I need the fittings. I need the bras, which mostly come from Europe because it seems they realize that not everyone is an A, B, or C.

Sassymonkey ( http://sassymonkey.ca/ ) and Sassymonkey Reads ( http://sassymonkeyreads.ca/ ).

Susan Wagner 5 pts

Ceebee, that's a terrific insight -- bargain shopping DOES take more time than buying off the rack or ordering whatever is on the website. Thrifting can be especially time consuming, and I'm always envious of people who are really good at it. It's all about choosing how we spend, both our time AND our money.

And I think "fancy body" is my favorite description ever.

Friday Playdate ( http://www.blogher.com/fridayplaydate.com )

CEEBEE 5 pts

I told my daughters, who are both extrememly busty, that when you have a fancy body, you have to buy good underwear. Thankfully with places like Nordstrom Rack, and keeping an eye out for other good clearances, we can afford Wacoal or whatever we need. TJ Maxx had gorgeous embroidered periwinkle Wacoal bras for $12.99. Of course time is money. If you have time you can find bargains. If you have money, you don't need time. And if you don't have time or money? Find a friend who loves to shop for bargains.

I have wide feet and high insteps. I must buy good shoes. I troll the back room at a good shoe store and recently bought $200. shoes for about $55. This isn't cheap, but it is necessary. If shoes don't feel great in the store...do not bring them home. Don't expect to break them in. They will only mock you every time you look in the closet.

Alissa-Taylor Gifts 5 pts

My splurge tends to be on shoes because it's so hard to find shoes that fit my true size 5 feet that I have to buy them when I see them and I like them.  Occassionally I splurge on clothing, but normally coupons, and sales help in the clothing dept.

Alissa

Taylor Gifts Blog  ( http://www.taylorgifts.com/blog )

Bearca 5 pts

That my splurge on the Joe's Jeans was done at Loehmann's, with a 15% off coupon. BOO-YAH.

ebyrdstarr 5 pts

It's always shoes for me.  Most recently, a fabulous pair of green Mary Janes with a fabulous big, brown buckle.  They're so comfortable and so cute.  They're from Spain.  And I almost cried the first time I wore them when my delightful but sloppy friend spilled beer on them.  (They suffered no lasting damage.)

Preaching to the Choir ( http://rantsofapublicdefender.blogspot.com/ )