The Best Finance Websites That Don’t Charge for Advice

It should come as no surprise that the financial outlook for 2022 is bleak. According to a recent survey by financial news and review site Bankrate, two-thirds of American consumers don’t expect their finances to improve this year. Why? More than half blame high inflation levels (aka, increased price of goods and services in the economy), while others also cite personal debt (hello, school loans!), the ongoing pandemic, and low-paying jobs. We can’t think of a better time to tell you about the best free finance websites.

Whether your focus is payroll for multiple employees or a single budget for the new solopreneur, free advice is the best kind. Of course, it’s important to pay fairly those who are a part of your professional journey, especially women and people of color, who routinely earn less in the workplace. Still, there are those times when survival means looking for resources that leave you with as much wiggle room as possible.

If you can’t afford a financial advisor for reaching those 2022 money goals, or simply want to learn more about managing your earnings, here are the best free finance websites.

P.s, we’re starting with the female-founded ones.

Clever Girl Finance

We never get tired of telling readers about this personal finance platform, founded by Bola Sokunbi, which aims to educate women while minimizing the impact of socio-economic barriers. For that reason, over 30 courses covering a wide range of topics, articles, and podcast, all free of charge for the woman plotting financial success.

The Budget Mom

Before starting The Budget Mom, Kumiko Love was a self-professed “broke rich girl” who lacked focus and motivation when it came to her finances. There were also other barriers outside of her control which made making monthly payments and putting food on the table difficult, too. After a challenging year of putting her own accounts in order, Love decided to parlay her newfound expertise into this website that includes an ever-expanding library of free resources, free “Budget Blueprint” course, and weekly newsletter that always includes a “Friday Freebie.”

My Fab Finance

Tonya Rapley’s award-winning website offers a free “Financial Success Bundle” that includes: a quick financial checklist, budgeting calendar, budget template, debt repayment tracker, daily expense tracker, and networth calculator. The FF blog also offers free advice across four categories – lifestyle, finances, debt, and credit. And don’t forget to follow My Fab Finance on Instagram, where you can smaller bites of Rapley’s expert advice; from book recommendations to friendly finance reminders.

HerMoney

CEO and Founder Jean Chatzky created this “judgment-free zone for all things financial” with women in mind, knowing that we view money differently than men and “want to use money to create change.” The majority of the content on this website is about women, written by women, and for women – the gender wage gap is a topic they’re especially passionate about. (Free) website content is spread across eight categories and more gems can be found on the brand’s accompanying podcast.

The Penny Hoarder

For those with no specific goals in mind except to become more financially savvy, The Penny Hoarder is a great free resource for foundational money know-how. With the overall goal of empowering readers to make smart money choices so they can spend less time (and money) trying to correct those all-too-common financial missteps, you’ll find a plethora of money-saving tips and tricks in just a few clicks.

Money Under 30

If you’re someone who wants to avoid making the mistakes commonly associated with youth – outrageous student loans, maxed-out credit cards, and way too many take-out tabs, this website should be on your everyday read list. Its founder, David Weliver, started the site as a way to document paying off almost $100K of debt. Since its 2006 inception, Weliver has parlayed his personal experience into a free resource for all. Money Under 30 also offers “MoneySchool,” a free 7-day course that “will help you make immediate progress on whatever money challenge you’re facing right now.”

CentSai

If you learn best by hearing the experiences of others, you will love CentSai’s library of financial advice shared through the personal stories of its writers. This is another website that offers exceptional finance 101 advice, as well as those niche topics you may not find in other places, like work-from-home scams and starting a record label. If you want to hear personal finance stories, check out the female-focused SheVentures podcast.

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